We are debt management and financial consultants based in Dubai. We negotiate on behalf of individual customers with banks for debt planning, debt restructuring, credit card settlement, buyout/consolidation, business loans and mortgage finance facilities.

There are many Debt Management companies in the UAE, the reason Quick Finserv stands out among other Debt management companies is because of their dedicated staff and the amount of experience they possess. The relationship which their staff builds with their clients, is not only for services but, they also share knowledge which benefits the clients to manage their funds. TRY IT!!

Yes, debt management services can be sought from any place in the world by providing us your authorization. We then approach banks on your behalf, negotiate, seek payment plans for you, discuss with you first, take your approval and then agree on settlement plan with the bank.

A credit report is a record of your payment for each of your debts viz, credit cards, loans and other credit facilities along with your payment and bounced cheque history. The information is reported by your history creditors. It shows how much debt you currently have, when you have made the payments, and whether or not you paid back your loans.

A credit score in the UAE is a 3-digit number (300–900) generated by the Al Etihad Credit Bureau (AECB) that measures your creditworthiness based on payment history, debt levels, and financial obligations. It determines eligibility for loans, credit cards, and better interest rates, with higher scores indicating lower risk. .

The organization was set up in 2014 to bring transparency to financial transactions in the country. The AECB puts together a credit report of financially active residents in the country by compiling data from loan, mortgage, credit card transactions and phone bills. Consequently, any UAE resident with any of these to their name will have a credit report and a credit score.

Yes, we do provide assistance to avail different types of loans including personal loan, buy-out loan, Mortgage loan, Business loans. Terms and Condition applies.

A consolidation loan is essentially a large personal loan used to pay off smaller loans. This loan is typically given at a lower interest rate which often makes it a good option to take. Credit providers (Banks) will generally check to see if you have the following: High credit score, no arrears on your accounts and sufficient debt affordability*.

*Affordability is how much money you have left after paying for all household expenses & debts.

Consolidation loans can help you to reduce monthly debt repayments if you have short-term debt with high interest rates. If you have a home loan, vehicle finance or long-term debt, this solution may not be the best for you. If you are over-indebted, you are unlikely to qualify for a consolidation loan.

You are considered “blacklisted” if you are unable to get more loans or new debt from credit providers. This is probably due to a low credit score caused by missed payments, legal action and other adverse reasons. To improve your credit record, you need to catch up on all arrears and continue full payments for an extended period of time. If your loan applications are being denied repeatedly, you might be over-indebted and in need of debt counselling.

Yes, we assist/counsel in all legal cases in case of delinquency.

Debt counselling is ideally suited for consumers with excessive debt, who are struggling with their debt repayments.
Quick Finserv’s debt counselling is designed for individuals with excessive debt. Our experts will guide you through a comprehensive assessment, explaining all available solutions and recommending the best fit for your situation.